Chief Operating Officer, TESOBE / Open Bank Project
Ismail is the Chief Operating Officer at TESOBE / Open Bank Project, where he has been leading strategy, and sales, marketing and day to day operations for the last 5 years.
Ismail graduated from the University of Nice, France with a Master’s Degree in IT. Passionate about the role Fintechs can play in society, he is a vocal advocate of Open Banking. He appeared on the Bank Innovation list of 44 Innovators to watch in Fintech. Originally from Algeria, he’s based in Berlin, Germany.
General Manager Enterprise Solutions NZ, MYOB
With more than 15 years’ experience in strategy, marketing, product management, business development and digital media, Carolyn joined MYOB in January 2017.
Prior to MYOB, Carolyn held executive roles at NZME as chief operating officer responsible for operations across the digital, radio and print and served as group strategy and operations director responsible for strategy, technology, product and development of new businesses during the transformation to NZME. In addition, Carolyn spent eight years at Telecom New Zealand (now Spark) in marketing, strategy and product roles.
Carolyn holds a Bachelor of Commerce Honours in Marketing from the University of Auckland.
Associate Professor, Massey University
As an Associate Professor, David teaches Banking and related material in the School of Economics and Finance at Massey University.
He has been at Massey since 1994 but for much of the 20 years prior to that he was working in banks, in a wide range of areas, including being involved in the launch of the first New Zealand bank credit card and some of the early days of EFTPOS. This has stimulated an ongoing interest in the payments roles of the banking sector and the interface between payments and new technologies, both in New Zealand and internationally.
David has a PhD in Banking and has developed an extensive reputation as a researcher and commentator on the banking sectors of New Zealand and other countries, and related issues. He lives on the Kapiti Coast.
Regional Director ANZ, Gemalto Enterprise & Cybersecurity
With over 20 years of business experience in information security and data protection, Graeme has established himself as a leader in information security with specialties in encryption and key management
He connects partners and customers, helping to change the way businesses view and manage their most sensitive data.
Graeme joined SafeNet and later Gemalto Security in May 2012 as the company’s Australia, New Zealand and Pacific Islands Regional Director.
He has grown a number of security brands across the UK, EMEA and APAC with a consistent approach and is often called on for advice and guidance by many corporates.
Throughout his career Graeme has been involved in the security of payment and confidential data, starting back in 1995 providing solutions for the UK’s BACS system and was responsible for cryptographic solutions to many of the worlds global banks and MNO’s.
In October 2015, Graeme moved to Sydney to lead the growth plans for the region with a five-year plan to be the leader locally in data protection, encryption and key management.
Banking Ombudsman, Banking Ombudsman Scheme
Nicola has been the Banking Ombudsman since August 2015 and has more than 20 years’ experience in dispute resolution, including four as Deputy Banking Ombudsman.
She has published and presented on dispute resolution in New Zealand and abroad, and is a member of the Australian and New Zealand Ombudsman Association (ANZOA).
Nicola has a law degree from Victoria University and a Masters of Public Health from Boston University. She was previously the Chief Legal Advisor at the Office of the Health and Disability Commissioner and has worked in private practice.
She has published and presented on dispute resolution in New Zealand and abroad.
Executive Manager, Engagement, New Payments Platform Australia Ltd
Katrina is responsible for market engagement for NPP Australia, working with financial institutions, prospective Overlay Service providers and other interested parties to grow volumes on the platform.
Prior to joining NPP Australia, Katrina worked for American Express in Sydney, Singapore and London with responsibility for growing third party issuing and acquiring volumes in multiple markets across South East Asia.
She has also worked for National Australia Bank, managing their Self Service Channel, as well as with Booz Allen & Hamilton as a management consultant in their Financial Services Practice.
Dr Leila Fourie
With over 20 years of international experience, primarily in financial services, Leila has served on multiple boards and held senior roles in banking, capital markets and payments.
She was appointed as CEO of Australian Payments Network in 2016 and also serves as the NSW Vice President of the Economic Society of Australia.
Prior to this, she served on the board of the Johannesburg Stock Exchange as Executive Director. Leila also served as Card Division Managing Director for one of South Africa’s largest banks, Standard Bank.
During this time, she served as Chairman on the board of Diners Club and Board Member on Discover’s Chicago-based Diners Club International Advisory board. Leila started in Standard Bank’s investment bank as Global Director Credit analytics, capital and portfolio management for SA, UK, Hong Kong, Russia, Brazil and Argentina.
Leila has a PhD in Economic and Financial Sciences and won the Founders’ award in 2012 for best Masters Economics thesis in the country by Economic Society South Africa. She has published several articles in academic journals.
Global Vice President, Blockchain & Distributed Ledger Markets, IBM
Within his role at IBM, Jesse is responsible for identifying, prioritising, and accelerating the commercialisation of industry solutions to transform the landscape of global commerce.
Jesse and his team work closely with IBM clients, regulators, and central banks around the world to improve end user experience, optimise operational efficiency and identify new market opportunities.
As a financial services veteran with two decades of industry experience, Jesse joined IBM from Wells Fargo, where he enjoyed an 18-year executive tenure leading a wide range of responsibilities within Community Banking, Consumer Products, Commercial Banking, Payments, Wealth Management, Risk Management, Information Technology, and Research & Development.
In his prior role as Head of Wells Fargo’s Innovation Lab, Jesse and his team led Wells Fargo’s cloud computing and DLT programs for the enterprise.
He holds a B.S. in Finance and an M.B.A. in Marketing from Pepperdine University, and an M.Div. in Theology & Ethics from Fuller Theological Seminary. He is based in Southern California.
Grant De Leeuw
GM Europe, Talking Tech (UK)
Grant is an experienced business development and general manager specialising in the telecommunications and technology managed services sectors.
He is currently the General Manager for TALKINGTECH's European operation, and manages the global sales team.
A proud Kiwi, Grant graduated from Massey University with a Bachelor of Business Studies and previously worked in telecommunications throughout New Zealand, Australia and the United Kingdom.
CEO, Centrality (NZ)
Aaron is the CEO and Co-Founder of Centrality, a venture studio that’s partnering with leading innovators in key industries to create a market place of applications – all built on blockchain technology.
Country Manager NZ & Pacific Islands, Mastercard
Ruth joined MasterCard UK in 2012 and has held various roles across the organisation.
Her roles at MasterCard has included driving digital product and sales in the UK and managing strategy and operations as the Chief of Staff for the President of International Markets.
Ruth's most recent role at MasterCard was as Director of Social Impact at the MasterCard Centre for Inclusive Growth, where she designed and directed the Centre’s global philanthropic programme work to support sustainable economic growth and financial inclusion.
This included programmes in Indonesia, Romania, Mexico, Egypt, Rwanda, Nigeria and the US. Prior to MasterCard Ruth worked in financial services consulting at Oliver Wyman, and helped to build an innovation & growth consultancy, recently acquired by Deloitte.
Ruth has an MA in International Relations from Kings College London, and a BA in Geography from Oxford University.
Deputy Governor & Head of Financial Stability, RBNZ
As Deputy Governor and Head of Financial Stability at RBNZ, Geoff is responsible for the departments formulating and implementing policies to promote a sound and efficient financial system.
Major functions include financial market operations, prudential supervision of banks and insurers, and macro-prudential policy.
Geoff joined the Reserve Bank as Deputy Governor and Head of Operations in May 2013. Prior to that he was the Government Statistician and Chief Executive of Statistics New Zealand. He previously worked in senior management roles in the Department of Labour and the New Zealand Treasury, and was a staff economist at the International Monetary Fund.
CEO, FlexiGroup New Zealand
Chris is the Chief Executive Officer of FlexiGroup New Zealand, an innovative financial services company that has been delivering smart, customer-centric financial solutions to New Zealanders for more than 40 years.
With a diversified product offering including interest-free credit, credit cards, long-term finance, leasing, and vendor finance programs – FlexiGroup holds a 13,000 strong network of merchants, vendors and retail partners throughout New Zealand and delivers some of New Zealand’s most successful consumer finance products including Q Card, Q MasterCard, Flight Centre MasterCard and Farmers Finance Card.
Chris previously held the role of Chief Officer Brand, Innovation and Marketing at New Zealand’s largest life insurer, Sovereign, where he led one of the most significant brand re-launches for the organisation in 25 years along with establishing an online sales channel, customer engagement programmes, and data analytics functions.
Prior to Sovereign, Chris was at Loyalty New Zealand, in a range of roles leading marketing, customer engagement and finally as interim CEO. Earlier in his career Chris led the marketing for Positively Wellington Tourism and Tourism New Zealand.
Chris has held board roles with the New Zealand Marketing Association and the Financial Services Council of New Zealand.
Chief Executive, Payments NZ
Steve joined the team at Payments NZ in January 2014 to continue the evolution of cohesive and sophisticated payment system improvements through collaboration, partnerships and ensuring a level playing field in a fast moving industry.
Nadine Higgins (nee Chalmers-Ross) is a leading Kiwi business journalist, newsreader, presenter and MC. She also writes a regular weekly column for the Sunday Star Times. Her background in broadcasting and business journalism means she can quickly get to grips with complex topics, moderate multi-person panels and think on her feet.
Previously Nadine spent eight years at TVNZ hosting a variety of shows including Business, Breakfast and Seven Sharp shows and as a newsreader for One News. Nadine has been an in-demand MC for several years, particularly for conferences that require a sharp and enquiring mind to tackle complex issues or a skilled interviewer for a panel discussion or moderated talks.
President, Digital ID & Authentication Council of Canada (DIACC)
Building upon 15 years of hands-on experience in Identity Access Management innovations and industry standards development, Joni helps the DIACC to fulfil its vision by organising Canadian market forces to unlock digital identity and authentication (DIA) economic opportunities for all Canadians.
She builds diplomatic collaborative relationships and formalises strategic partnerships between organisations. Her work helps ensure that all Canadians, from urban centres to rural towns, have secure, convenient, and privacy-respecting digital identity solutions.
Joni was the official international reviewer for the US NIST SP800-63 guidance series and has participated in international organizational committees including: OECD ITAC, ISOC, IEEE, OASIS SSTC, ISO SC27 WG5, and ITU-T SG17 Q6. She has testified regarding trusted Identity and Access Management systems for the US Office of the National Coordinator for Health Information Technology Security and Privacy (ONC HITSP). Joni is also sought after public speaker who has provided talks and keynotes at leading conferences around the world.
Associate Vice President, National Payments Corporation of India (NPCI)
Bhagyesh has been at the NPCI for eight years, acting in various roles across operations, project management, product solutions, payments business advisory and business development. As a digital banking and payment systems techno-functional expert, he works to drive project-based payments business strategy and growth.
Bhagyesh’s areas of expertise are domestic card payment services, remittances, and financial inclusion. He has been instrumental in developing several new products and services in the NPCI from concept to technical development, UAT, production and implementation.
Bhagyesh holds a post-graduate qualification in Management Accountancy and Commerce. He is a certified associate of the Indian Institute of Bankers (now Indian Institute of Banking & Finance) and also holds various certificates in digital banking & payments. Prior to the NCPI, Bhagyesh worked in public and private banks in India. He has also contributed to drafting curriculum and study material for professional certification in digital banking alongside the Indian Institute of Banking & Finance.
Co-founder of Digital Payments Asia-Pacific, & Managing Director of Pembayaran Digital Indonesia
Paul is one of the founders of Singapore-based Digital Payments Asia-Pacific, and Managing Director of its offshoot – Pembayaran Digital Indonesia. Both companies deliver knowledge-based services to payment ecosystem stakeholders to aid in the transformation to digital payments.
Prior to this, Paul established independent consulting and services company Cotignac Consultancy Services Limited. He has over 25 years’ experience in consumer and retail payments, focusing on emerging payment technologies such as EMV chip, contactless chip, mobile payments and secure payments over the internet.
Paul was based in Kuala Lumpur, Malaysia, for three years to August 2017, working on behalf of the Association of Banks in Malaysia, to manage the market level migration from signature to PIN at POS. His payments career started in the early 1990s with a decade at Visa International in both Asia Pacific and Europe.
Now based in Jakarta, Indonesia, Paul is focused on applying his experience and knowledge to add value and assist the rapid and exciting transformation to digital payments currently underway in South East Asian markets.
Dr Roy Davies
Director, Chief Research Officer & Co-founder, Imersia (NZ)
Dr Roy Davies is a pioneer in the Mixed Reality field, with a career spanning 25 years in both academia and industry. This began in the early days of Virtual Reality bringing together Computer Science and Cognitive Science around usability in brain injury rehabilitation and participatory design at the University of Lund in southern Sweden. From there, he established the Flexible Reality Centre which is still in operation today.
Moving to New Zealand, Dr Davies helped create an initiative by the government to foster industry and academic growth in 3D visualisation embodied in a company called Nextspace. However, these experiences did nothing to prepare him for the rigours of co-founding a technology startup – Imersia, but did furnish him with deep insight into new ‘Reality’ technologies that will be entering mainstream about now and a desire to create ‘Calm Technologies’.
Author and Industry Commentator, www.thefinanser.com, UK
Chris Skinner is an independent commentator on the financial markets and fintech through his blog, the Finanser.com, and author of the bestseller Digital Bank and its sequel ValueWeb.
He is Chair of European networking forum The Financial Services Club and Nordic Finance Innovation, as well as being a Non-Executive Director of fintech consultancy firm 11:FS. He is on the advisory boards of many companies including iambank, Innovate Finance, Moven and Meniga, and has been voted one of the most influential people in financial technology by the Wall Street Journal’s Financial News.
Director of Innovation, Consult Hyperion, UK
Dave Birch is the Director of Innovation at Consult Hyperion, the secure electronic transactions consultancy. He is an internationally-recognised thought leader in digital identity and digital money.
Named one of the global top 15 favourite sources of business information (Wired magazine); One of the top ten most influential voices in banking (Financial Brand); One of the top ten Twitter accounts followed by innovators, along with Bill Gates and Richard Branson (PR Daily); Named one of the "Fintech Titans" (NextBank); Voted one of the European “Power 50” people in digital financial services (FinTech Awards); Ranked Europe’s most influential commentator on emerging payments (Total Payments magazine).