International keynote speaker / Panellist

Dave Birch

David Birch, Author, Advisor and commentator on digital financial services, UK

David is an author, advisor and internationally-recognised thought leader on digital identity and digital money. Ranked one of the top 100 fintech influencers for 2021, Dave was named one of the global top 15 favourite sources of business information by Wired magazine and one of the top ten most influential voices in banking by Financial Brand. Dave is the author of one of the top 25 “must read” financial IT blogs and his Twitter account @dgwbirch is considered in the top 10 Twitter accounts followed by innovators. He has written a number of books, details of which can be found on his website



Maxine Elliot

Maxine Elliott, Chief Executive Officer, Paymark

After working in the telecommunications industry for over 14 years, Maxine joined Paymark in November 2017 as Chief Product and Marketing Officer before becoming Paymark’s CEO in March 2020. She has experience in key leadership roles in wholesale and B2B markets. With a background in marketing, her experience spans from development of high-level strategy to business startup and hands on implementation of business plans in global and local organisations. Throughout her career, growth and change have been key words to describe what drives her. At Paymark, Maxine has been instrumental in driving innovation in payments to transform the way Kiwis pay while managing the business successfully through Covid-19 and the purchase of Paymark by Global payments powerhouse Ingenico and then Worldline in 2020.

Andy White

Andy White, Chief Executive Officer, Australian Payments Network

Andy White is the CEO of Australian Payments Network (AusPayNet), the Australian payments industry self-regulatory body. Andy has over 25 years’ international experience, incorporating roles at the Bank of England, LCH.Clearnet and the Australian Securities Exchange. He is a graduate of Oxford University and AICD. Andy also holds advisory roles on the Department of the Prime Minister and Cabinet’s Modernising Business Communications Expert Panel, the Payment Card Industry Security Standards Council, and Emerging Payments Association Asia.


Panel facilitator


John Ryan, Director-General (Policy), Emerging Payments Association Asia

John Ryan has spent over 25 years working in technology, mostly in the capital markets and digital communications areas. He is a qualified management accountant with a degree in Accounting & Finance and a post graduate diploma from Dublin City University. He has published work in “The Paytech Book” and co-authored a payment industry report. Having spent many years working with financial technology, he co-founded Emerging Payments Association Asia in 2018. John is currently responsible for all project and research work at EPA Asia and is often a speaker at regional payment industry events.


Session facilitator

Steve Wiggins

Steve Wiggins, Chief Executive, Payments NZ

As Chief Executive of Payments NZ and the Payments NZ API Centre, Steve is responsible for ensuring the New Zealand payments industry remains innovative, progressive, interoperable and self-governing. He came to the role with extensive experience in senior executive roles through a career spanning more than three decades in industries as diverse as finance, energy, and consultancy services. Prior to joining Payments NZ in January 2014, Steve served as General Manager Marketing, Sales and Customer Services with funds management company Gareth Morgan Investments. From GM and other leadership roles to founding and running a number of businesses, Steve is experienced in all aspects of business management, marketing and sales, and technology development and transfer. He has also had direct senior management experience in a leading payments business responsible for the processing of $3b worth of value per year. Steve holds a Bachelor of Commerce and Administration (BCA) from Victoria University of Wellington.