About us
Payments NZ is the leading governance organisation dedicated to the interoperability, efficiency, safety, openness and innovation of payments systems in Aotearoa. Our clearing systems facilitate intra-bank payments exceeding $8 trillion annually. We lead a progressive, future focussed industry that has a vision for world-class payments for Aotearoa.
Learn more about our work
Industry registers
See our Bank Branch Register, EFTPOS Device Register, Device Dates Register, Device Registration application form and more information about the EFTPOS device life cycle.
Clearing Systems
Our clearing systems process millions of transactions daily, ensuring funds flow safely and efficiently between banks and businesses. We govern the rules for the core payments systems that underpin a trusted, seamless, and secure flow of money across Aotearoa.
How our clearing systems work
API Centre
The API Centre is accelerating open banking and data sharing in Aotearoa. We provide the frameworks, standards, and tools that enable secure, seamless, and customer-focused innovation across the financial ecosystem.
Explore our API Centre
Payments Direction
Our Payments Direction workstream is shaping the future of the payment systems in Aotearoa. Together with industry, we’re exploring faster, data-rich, and always-on payments to meet the needs of people, businesses, and the economy.
Discover Payments Direction
Shape the future of payments with us
We work in partnership with industry to deliver payments that are fast, secure, and future-ready. Stay connected with updates, insights, and opportunities to get involved.
Latest news and insights
Reserve Bank proposal to designate the High Value Clearing System
The Reserve Bank of New Zealand Te Pūtea Matua (RBNZ) is proposing to designate the High Value Clearing System (HVCS) under the Financial Market Infrastructures Act 2021.
Read more 4 Aug 2025New consumer website launched to support transparency and awareness of account switching
We’ve launched a new website to help banking customers better understand the switching process in Aotearoa New Zealand – part of industry work to to improve transparency and promote informed choice.
Read more 7 Jul 2025Submission on access to basic transaction accounts
In June 2025, we submitted a response to the Council of Financial Regulators’ (CoFR) Issues Paper on access to basic transaction accounts in Aotearoa.
Read more 26 Jun 2025