About us
Payments NZ is the leading governance organisation dedicated to the interoperability, efficiency, safety, openness, and innovation of the payments systems for Aotearoa. Our clearing systems support intra-bank payments exceeding $8 trillion annually, and we lead a progressive, future-focused industry committed to delivering world-class payments for Aotearoa. Save the date! The Point 2026 will be held on 25–26 November 2026 at the NZ International Convention Centre. As the flagship payments conference for Aotearoa, it brings together leaders from across the financial ecosystem and around the globe. Head to our Events page to find out more.
Learn more about our work
Industry registers
See our Bank Branch Register, EFTPOS Device Register, Device Dates Register, Device Registration application form and more information about the EFTPOS device life cycle.
Clearing Systems
Our clearing systems process millions of transactions daily, ensuring funds flow safely and efficiently between banks and businesses. We govern the rules for the core payments systems that underpin a trusted, seamless, and secure flow of money across Aotearoa.
How our clearing systems work
API Centre
The API Centre is accelerating open banking and data sharing in Aotearoa. We provide the frameworks, standards, and tools that enable secure, seamless, and customer-focused innovation across the financial ecosystem.
Explore our API Centre
Payments Direction
Our Payments Direction workstream is shaping the future of the payment systems in Aotearoa. Together with industry, we’re exploring faster, data-rich, and always-on payments to meet the needs of people, businesses, and the economy.
Discover Payments Direction
Shape the future of payments with us
We work in partnership with industry to deliver payments that are fast, secure, and future-ready. Stay connected with updates, insights, and opportunities to get involved.
Latest news and insights
2025 Report
2025 was a milestone year for payments in Aotearoa New Zealand. We’ve released of our 2025 Year in Review, highlighting a year of progress and modernisation across core national infrastructure.
Read moreKey insights from our open banking accreditation and partnering project
We’re pleased to wrap up our API Centre Accreditation and Partnering Project, which has contributed significantly to shaping the implementation of the Customer and Product Data Act 2025 (CPD) over the past 16 months.
Read more 20 Mar 2026Two months to go until sunset date for PCI 4.x EFTPOS devices
Payments NZ, the governing body for payment systems in Aotearoa New Zealand, is reminding the industry that EFTPOS devices using the PCI 4.x security standard must be replaced by 30 April 2026 – two months away.
Read more 3 Mar 2026