About us
Payments NZ is the leading governance organisation dedicated to the interoperability, efficiency, safety, openness, and innovation of the payments systems for Aotearoa. Our clearing systems support inter-bank payments exceeding $8 trillion annually, and we lead a progressive, future-focused industry committed to delivering world-class payments for Aotearoa.
Learn more about our work
Industry registers
See our Bank Branch Register, EFTPOS Device Register, Device Dates Register, Device Registration application form and more information about the EFTPOS device life cycle.
Clearing Systems
Our clearing systems process millions of transactions daily, ensuring funds flow safely and efficiently between banks and businesses. We govern the rules for the core payments systems that underpin a trusted, seamless, and secure flow of money across Aotearoa.
How our clearing systems work
API Centre
The API Centre is accelerating open banking and data sharing in Aotearoa. We provide the frameworks, standards, and tools that enable secure, seamless, and customer-focused innovation across the financial ecosystem.
Explore our API Centre
Payments Direction
Our Payments Direction workstream is shaping the future of the payment systems in Aotearoa. Together with industry, we’re exploring faster, data-rich, and always-on payments to meet the needs of people, businesses, and the economy.
Discover Payments Direction
Industry events
We run regular industry networking events throughout the year to bring people together to listen, learn, share ideas and mingle. You can subscribe to receive invitations to individual events, or register for our biannual payments conference, The Point.
Latest news and insights
Submission to RBNZ on the High Value Clearing System designation
Payments NZ has provided a further submission to The Reserve Bank of New Zealand – Te Pūtea Matua (RBNZ) in response to its proposal to designate the High Value Clearing System (HVCS) under the Financial Market Infrastructures Act 2021 (FMI Act).
Read more 20 Apr 2026Final month for replacement of PCI 4.x EFTPOS devices
Payments NZ is reminding vendors, resellers and merchants that EFTPOS devices using the PCI 4.x security standard must be replaced by the end of April.
Read more 31 Mar 2026Key insights from our open banking accreditation and partnering project
We’re pleased to wrap up our API Centre Accreditation and Partnering Project, which has contributed significantly to shaping the implementation of the Customer and Product Data Act 2025 (CPD) over the past 16 months.
Read more 20 Mar 2026