About us
Payments NZ is the leading governance organisation dedicated to the interoperability, efficiency, safety, openness, and innovation of the payments systems for Aotearoa. Our clearing systems support inter-bank payments exceeding $8 trillion annually, and we lead a progressive, future-focused industry committed to delivering world-class payments for Aotearoa.
Learn more about our work
Clearing Systems
Our clearing systems process millions of transactions daily, ensuring funds flow safely and efficiently between banks and businesses. We govern the rules for the core payments systems that underpin a trusted, seamless, and secure flow of money across Aotearoa.
How our clearing systems work
API Centre
The API Centre is accelerating open banking and data sharing in Aotearoa. We provide the frameworks, standards, and tools that enable secure, seamless, and customer-focused innovation across the financial ecosystem.
Explore our API Centre
Payments Direction
Our Payments Direction workstream is shaping the future of the payment systems in Aotearoa. Together with industry, we’re exploring faster, data-rich, and always-on payments to meet the needs of people, businesses, and the economy.
Discover Payments Direction
Industry events
We run regular industry networking events throughout the year to bring people together to listen, learn, share ideas and mingle. You can subscribe to receive invitations to individual events, or register for our biannual payments conference, The Point.
Latest news and insights
Modernising Payments together: trust, resilience and system design for the next decade
For years, payments modernisation meant faster, cheaper and more transparent. Today, those are baseline expectations. In the first episode of our new podcast series, Payments NZ CEO Steve Wiggins explores why resilience, trust and adaptability are becoming just as important as speed.
Read moreSubmission on the payment services regulation
Payments NZ has submitted feedback to MBIE on its payment services regulation discussion document. We highlight the need for a clearer, more coordinated framework for payment service providers to reduce complexity and support trust.
Read more 6 Jul 2026Consultation feedback on the EFTPOS Device Lifecycle Framework
Payments NZ has published a summary of industry feedback on proposed updates to the EFTPOS device lifecycle framework, highlighting broad support alongside differing views on how lifecycle settings should be applied in practice.
Read more 29 Jun 2026