The information provided for each payment method is of a general nature. Please contact your bank or visit their website for more detailed information including specific terms and conditions and any fees and charges that may apply.

 

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EFTPOS card

An EFTPOS card allows you to electronically withdraw or deposit funds in your bank account.

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Debit card

Like an EFTPOS card, a debit card allows you to electronically withdraw or deposit funds in your bank account. Some debit cards can also be used to make purchases online or by phone.

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Credit card

A credit card allows you to make purchases using a pre-approved amount of credit. The card can be used to pay for goods and services in store, online or overseas.

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Direct debit

A direct debit enables another party (the initiator), once authorised by you, to take payments (such as insurance premiums) from your nominated bank account electronically.

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Direct credit

A direct credit is most often used by businesses to make batches of payments (such as wages) in one transaction.

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Automatic payment

An automatic payment is an instruction from you to your bank to pay a fixed amount at a regular frequency from your nominated bank account to another party.

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Same-day cleared payment

A same-day cleared payment is a payment to the nominated bank account of another party that cannot be revoked, dishonoured or reversed.

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Online banking

Online banking is accessed via a secure website and allows you to make payments and manage your accounts via the internet on your computer.

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Phone banking

Phone banking is accessed via a touchtone phone and allows you to make payments, transfer funds or speak to a banking consultant.

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In this section

EFTPOS card

An EFTPOS card allows you to electronically withdraw or deposit funds in your bank account.

Read more  

Debit card

Like an EFTPOS card, a debit card allows you to electronically withdraw or deposit funds in your bank account. Some debit cards can also be used to make purchases online or by phone.

Read more  

Credit card

A credit card allows you to make purchases using a pre-approved amount of credit. The card can be used to pay for goods and services in store, online or overseas.

Read more  

Direct debit

A direct debit enables another party (the initiator), once authorised by you, to take payments (such as insurance premiums) from your nominated bank account electronically.

Read more  

Direct credit

A direct credit is most often used by businesses to make batches of payments (such as wages) in one transaction.

Read more  

Automatic payment

An automatic payment is an instruction from you to your bank to pay a fixed amount at a regular frequency from your nominated bank account to another party.

Read more  

Same-day cleared payment

A same-day cleared payment is a payment to the nominated bank account of another party that cannot be revoked, dishonoured or reversed.

Read more  

Online banking

Online banking is accessed via a secure website and allows you to make payments and manage your accounts via the internet on your computer.

Read more  

Phone banking

Phone banking is accessed via a touchtone phone and allows you to make payments, transfer funds or speak to a banking consultant.

Read more