Every payment relies on something that cannot be seen: trust.

In this episode of the Payments NZ Podcast, Steve Wiggins explores why trust has become critical infrastructure in a digital economy and what it takes to maintain confidence in an increasingly connected payments environment.

The conversation looks at the foundations that support trust, including resilience, interoperability, governance and shared standards. It also examines emerging challenges such as fraud, digital identity, cybersecurity and the growing complexity of digital interactions.

As payments become faster and more embedded in everyday experiences, maintaining trust becomes even more important. Without trust, innovation cannot scale and participation cannot grow.

This discussion explores why trust remains one of the most important ingredients in a modern payments system and why it requires ongoing collaboration across the ecosystem.